Personal-Finance on Scholionhttps://scholion.thluiz.com/tags/personal-finance/Recent content in Personal-Finance on ScholionHugo -- gohugo.iopt-BR© 2026Wed, 23 Sep 2026 20:10:34 +0100Think of Investing for Retirement as a Gradual, Four-Phase Processhttps://scholion.thluiz.com/notes/investing-for-retirement-four-phase-process/Wed, 23 Sep 2026 17:13:31 +0100https://scholion.thluiz.com/notes/investing-for-retirement-four-phase-process/Lifehacker relays Michael Kitces’s framing of retirement saving as four sequential phases, not a single lump-sum decision.The Psychology of Automation: Building a Bulletproof Personal-Finance Systemhttps://scholion.thluiz.com/notes/the-psychology-of-automation-bulletproof-finance/Wed, 23 Sep 2026 17:12:15 +0100https://scholion.thluiz.com/notes/the-psychology-of-automation-bulletproof-finance/Ramit Sethi argues personal finance fails on choice overload, not willpower, and shows how automated, opt-out money flows fix that.