Payments for Bots

Telegram introduces Bot Payments, letting bots sell goods or services through a Pay button in messages. Users enter card and shipping details, can save cards with 2-Step Verification, and may pay with Apple Pay.

Reading notes

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• Bots can now accept payments from users around the world through Telegram 4.0 or newer.
• A bot message can include a Pay button that opens checkout for credit card and shipping information.
• Users with 2-Step Verification can save a card and complete future purchases in two taps.
• Apple Pay is supported for a smoother payment flow.
• Developers can try @ShopBot for a demo and @TelegramDonate for a real payment test.
• Telegram says bot developers can start using the APIs without long approval delays.
• Most payments are handled by Stripe, but the platform is meant to work with different payment providers.
• Telegram says the bot developer can choose among available providers, including one already used by the buyer or the one with the lowest commission.
• Payments were announced for India via Razorpay, several African countries via Flutterwave, and over 190 other countries via Paymentwall.
• Telegram says it does not process payments, store sensitive data, take commission, or handle complaints and cashbacks.
• Disputed payments are the responsibility of bot developers, payment providers, and banks involved in the exchange.